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If you live in a state we service and you are struggling with more than $10,000 of unsecured debts, including credit cards, medical bills, department store and personal loans… then you qualify for True Start debt relief program.
The type of debt relief True Start and its partners offers is known by several names: debt resolution, debt negotiation, and debt settlement. Debt relief allows you to resolve your unsecured debt (debt that is not backed by collateral like a car or a house; most often credit card debt) by negotiating with creditors and reducing the amount you owe.
True Start and its partners offer programs designed to resolve your debt for significantly less than you owe, as quickly as possible.
First, we provide a debt consultation to review various options you have for debt management (including credit counseling, bankruptcy, and consolidation loan), and help you decide if debt relief and our program specifically is right for you.
Once you enroll, our expert debt negotiators create a negotiation strategy to reduce your debt and help get rid of your debt as quickly as possible.
True Start could help you with debt from credit cards, medical bills, department store cards, and many other types of unsecured debt (debt that is not backed by collateral like a car or a house).
Our program cannot help with secured debt, which is a debt that involves collateral (like auto loans and mortgages). Also, we cannot resolve federal student loans. We do help with private student loans and some business debts on a case-by-case basis.
Few people with debt troubles have perfect credit to begin with; and it is likely your credit score (usually called the FICO score) will decline during the program.
Regardless of your credit score, we recommend against applying for new credit while going through a debt settlement program. It simply doesn’t make sense to take on new debt while you’re trying to tackle your existing debt problem.
The good news though, is that credit scores tend to improve quickly once a debt settlement program has been completed.
Debt settlement programs often take 36 months (three years), which could be faster than making small payments on your entire debt over an extended period of time.
Avoid legal issues:
Establishing a debt settlement plan and following through on it can help you avoid bankruptcy and lawsuits.
The Answer is YES!
We offer debt consolidation loans to qualified candidates through our partners!
Debt consolidation combines multiple debts (like credit cards, personal loans, and medical bills) into one loan with a fixed monthly payment, and often with a reduced and fixed interest rate.
Debt relief, on the other hand, reduces your total debt balance. Your debts are negotiated down, allowing you to pay less than you owe. The creditors forgive the remaining balances in transactions called settlements.
It depends on a variety of factors including how much debt you have, what your income is, and who your creditors are.
On average, it typically takes between 20-48 months to become debt-free with our debt resolution program.
HOWEVER, our partners offer expediated programs to already enrolled qualified candidates to graduate out of the program sooner.
Declaring bankruptcy is often viewed as a final option for managing overwhelming debt and can result in lasting adverse effects. Your credit score may suffer for a decade, and you could face challenges in securing employment, state licenses, insurance, or housing. Additionally, there is the possibility of having valuable personal assets (such as a house, car, or investments) seized to fulfill the bankruptcy ruling.
As opposed to debt relief, debt relief involves using a combination of debt forgiveness and a reasonable payment plan to help you get out of debt. Your enrolled debt can be paid off in as little as 20-48 months with True Start's debt resolution program.
Yes. Either we get results, or you don’t pay!
YES, we definitely are!
True Start is a reputable debt settlement and consultation enrollment company dedicated to helping clients overcome challenging financial situations.
With years of experience in the industry, we have established a strong track record of success in assisting clients in achieving financial stability.
**True Start LLC provides consulting and referral services to participating partners. Services may include but not be limited debt settlement, debt resolution, debt consolidation, loan restructuring, and or personal loans. Services are not available in all states. Your services that you may qualify for will be fulfilled via our preferred network of third-party lenders. Your agreement will clearly identify the lender. We are not a legal group, nor do we provide any legal advise to any client, person, or entity. We only consult and help our client enroll in programs that best fits their current financial situation.
**True Start LLC has no control over participating third-party lender credit worthiness eligibility criteria. APR/Interest rates will vary depending on individual lender terms. Generally, all individuals applying for credit must be a U.S. citizen or permanent resident and at least 18 years old. Valid bank account and Social Security Number/FEIN are required. All loan applications are subject to credit review and approval.
**You authorize us to make inquiries and obtain and confirm information about you as we deem appropriate for the purpose of evaluating your eligibility for this extension of credit, including obtaining credit reports, verifying your income, and contacting your employer. You also authorize us to provide identification information about you, and our credit experience information with you to others in accordance with applicable law. Duplicate offers received as a result of multiple mailing to the same person are void, as are multiple acceptances of the same offer. This offer is subject to the expiration date listed on your offer letter.
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